“The Technology Readiness and Perceived Usefulness Mediate Digital Competencies and Artificial Intelligence Technologies”. Fokus Bisnis Media Pengkajian Manajemen dan Akuntansi 23, no. 1 (June 1, 2024): 28–43. Accessed April 5, 2025. http://jurnal.universitasputrabangsa.ac.id/index.php/fokbis/article/view/862.