Understanding The E-Banking Adoption on MSMEs: An UTAUT Approach. Jurnal Ilmiah Akuntansi dan Keuangan, [S. l.], v. 11, n. 1, p. 76–90, 2022. DOI: 10.32639/jiak.v11i1.225. Disponível em: http://jurnal.universitasputrabangsa.ac.id/index.php/jiak/article/view/225. Acesso em: 3 apr. 2025.